Javascript Required

The browser you are currently using has Javascript turned off. Features within pheaa.org depend on javascipt to be fully functional.

Scam Alert!

Phone and text scams are currently underway targeting Erie residents and possibly other Pennsylvania residents offering “Pennsylvania Loan Forgiveness”. If you are contacted from someone stating:

“We are reaching out to you because your student loan has been flagged for the Pennsylvania forgiveness program. You are eligible to receive full forgiveness. This applies to all Pennsylvania residents. Please call our office back at (717) 573-8721 to be connected to your loan counselor. Again, that number is (717) 573-8721. Thank you.”

This is a scam! You should contact your loan servicer directly for any questions about legitimate loan forgiveness programs. Additionally, if you have been contacted about a loan forgiveness scam, a complaint may be filed with the Pennsylvania Office of Attorney General.

2025-26 PA State Grant Update

The first step to apply for the 2025-26 PA State Grant is to fill out the Free Application for Federal Student Aid (FAFSA^®) at StudentAid.gov. The FAFSA must be submitted by the deadline in order to be eligible for a PA State Grant.

Once you submit the FAFSA, PHEAA will trigger the next step in the PA State Grant process. Renewal students shouldn't have any other actions to take. First-time applicants must complete additional forms; we will email you when it's time to sign in and supply the needed information. We will let students and schools know when we send these emails by updating our website and social media channels. Follow PHEAA for continued updates.

Apply Now!

or call 1-844-PAFORWD

PA Forward Student Loans

Smart Borrowing

Get the Facts Before You Borrow

Student loans are a great way to help cover the costs of school; however, private student loans should really be your last option for financing. Before you borrow a private student loan, learn about and take advantage of the many grant and scholarship options that are available to you.

Grants

Most grants are a form of student aid that you do not have to repay as long as you meet all of the eligibility requirements. Be sure to review all grant eligibility requirements carefully as some grants can convert to loans.

Grants are available through the federal government, your state government, and your school. Private organizations (such as foundations and companies) may also award grants. The two most common federal grants are the Pell Grant and the Federal Supplemental Educational Opportunity Grant (FSEOG).

Tips!

Learn more about federal grant opportunities at Student Aid on the Web.
Contact your